Planning for a comfortable and secure retirement is not just about paying into a pension plan. It can and should encompass a wider range of financial considerations.

It is also about making sure clients have the level of income and capital that they need in retirement. A pension plan can be a signifcant asset, so it makes sense that clients get the best possible advice about their financial options before reaching retirement age.

Everybody's circumstances are different - the pension available will depend upon many factors and getting the right advice now will make all the difference when it comes to planning for retirement.

Whether clients are thinking ahead to retirement, considering their retirement options or are already retired, Waterfront Financial Services provide strategic and specific advice on all aspects of retirement income planning. We will also consider and discuss wider financial issues that often face clients in retirement, such as using capital to provide tax-free income as well as capital and wealth preservation.